PayPal will be the first digital wallet available in ChatGPT

PayPal announced today that you’ll be able to use its wallet to make purchases directly through ChatGPT beginning sometime in 2026. The recently-added Instant Checkout feature in ChatGPT will have an option to pay with PayPal, using the same interface you already see when checking out with PayPal through other services. You’ll have access to all of your usual payment methods in your PayPal account and an overview of your shipping and contact info.

The partnership comes just a month after OpenAI added a “Buy Now” button in ChatGPT and rolled out its Instant Checkout feature, which was initially only available on Etsy and Shopify, but has since expanded to Walmart. Using OpenAI’s Agentic Commerce Protocol doesn’t just simplify things for buyers; it also automatically plugs products from businesses that support PayPal as an option into ChatGPT’s e-commerce setup without requiring them to sign up individually.

Having more purchasing options in ChatGPT will make it easier for users to make purchases across OpenAI’s ecosystem, including in its new Atlas browser and with the rumored consumer hardware device OpenAI is developing with Jony Ive. Turning ChatGPT’s agents into AI personal shoppers will give users more ways to use the chatbot, and it could open up new revenue streams for OpenAI.