Lloyds, NatWest and Halifax set to close more branches in 2026

A spokeswoman for Lloyds said: “Customers want the freedom to bank in the way that works for them and we offer more choice and ways to manage money than ever before. From our leading apps and 24/7 messaging service to local banking options like our community bankers, PayPoint and access to all of our Lloyds, Halifax and Bank of Scotland branches, we’re giving our customers the flexibility to bank wherever and whenever they need us.”

Halifax said: “When making changes to our branch network, we always look to understand the impact on our customers – including how they continue to access banking services. Because of this, we may sometimes have a Community Banker visit the area after the branch closes. Or as part of an independent review a Banking Hub or Deposit Service may be set up in a nearby location.

“We are committed to following the requirements of the Financial Conduct Authority – ‘FG 22/6: Branch and ATM closures or conversions. Halifax is proud to be part of the same family as Lloyds and Bank of Scotland. We’re introducing more ways you can manage any personal accounts you have with Halifax, Lloyds or Bank of Scotland in one place, using co-servicing. Whether that’s online through the apps and online banking, or with a colleague over the phone, or in a branch.”

NatWest announced four branches will close this year in London, two in Manchester and many more across the UK. 

A NatWest spokesperson said: “Our branch network is a central part of how we serve customers, and we continue to invest in this for the future, with an increase in our investment into branches planned over the next three years. However, how our customers choose to bank with us is changing, and our network and services need to reflect customer demand and ensure we are set up to deliver the best possible support.

“Through our unique mobile branches, Community Banking Hubs, Post Office partnerships and the largest free-to-use ATM network of any bank, we are committed to providing customers with access to banking in ways that best suit their needs. We carefully assess where and when we make the difficult decision to close a branch to minimise the impact any change may have on our customers and colleagues.”